Plot 19, Zone L, Fed Govt Layout, Banana Island Ikoyi, Lagos

Co-Operative Device Credit Scheme

Terms and Conditions:

  • Only members who have contributed to the co-opfor six (6) months consecutively shall be eligible for this scheme.
  • Items purchased cannot exceed a member’s cumulative contribution.
  • Repayment method is strictly via payroll over a maximum period of 6months.
  • A 33.3% debt service ratio policy will be considered for all purchases.
  • Co-operative interest of 5%flat will be charged.

How to apply:

  • Visit any of the Etisalat Experience Centre’s listed below to request for your preferred device (based on availability) and place order with the shop manager.
  • Log on to your profile via click application forms then click on device credit scheme.
  • Fill application form requesting for the same device selected at the Experience Centre.
  • If application is granted, Staff will be informed by the Co-operative.
  • Release notification will be sent by secretariat based on proper verification and approval.


  • Requests will be treated once weekly. This will be reviewed as the need arises.
  • Members must have confirmed availability of devices at Etisalat stores and applied on the Co-operative portal latest by noon every Thursday. Requests submitted afterward will be treated the following week.
  • Upon approval of member’s application on the Co-operative platform, such request cannot be cancelled. Therefore, members must follow through after the online application is submitted. 
  • All orders will be fulfilled at the following 9Mobile Experience Centres.
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