Membership of the society shall be open to anyone who applies and is admitted to membership in accordance with the society’s bye-laws.

• • • Interested members may visit the ESMCS website to complete their registration forms on-line.
    • Registration fee for EMTS and ESMCS Ltd Staff is N5, 000 & N2, 500 respectively.
    • Registration fee will be deducted from the member’s salary account along with the first month’s contribution.
    • All members are bound to make a minimum monthly contribution of N5, 000 which is taken strictly via payroll. Please ensure to indicate your preferred and convenient monthly contribution amount during registration.
    • Please note that your membership of the society only becomes effective in the month your membership fee and first contribution is received.
    • Following the completion of registration, you will be included in the members mailing group
    • You will not be able to login to the Members Area on the ESMCS website until your registration has been verified.

Benefits Of Joining ESMCS

As a financial member of the cooperative society, you enjoy:

• • • Flexible payments for purchases of consumer products
    • Quick and easy access to loans at reasonably low rates with no hidden charges
    • Low monthly installment payment on personal/family travel
    • Discounted rates for consumer commodities.
    • Discounted rates for mobile devices and accessories
    • Interest earning on savings and dividend earning on contribution.
    • Home ownership at affordable rates
    • Motor Vehicle acquisition at affordable rates
    • Dividends on co-operative investments