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Welcome To ESMCS

The EMTS Staff Multipurpose Co-operative Society (ESMCS) was established on May 10, 2010. It was borne out of the desire of the employees of Etisalat Nigeria (now 9Mobile) to form an organized group that would pool together resources for their common benefit. 

The society provides a platform that encourages co-operation among members, where they can obtain loans on reasonable terms, save income in a safe and convenient way, obtain credit to purchase property, utility articles/assets and other items incidental to the attainment of the objectives of the society. 

ESMCS is purely an employee initiative and wholly employee managed.

What We Do


Our Cooperative provides support and advisory services to our Members in launching and administering their businesses in today’s challenging economic environment


Our Cooperative provide our members with financial services and products to meet their present and future needs


In our constant bid to optimize cost options for our Members, our Cooperative offers its Members an ever widening range of Discount Purchase Schemes

Latest News

Membership Offer to Spouses of Cooperative Members

The benefits of being a member of the co-operative are numerous and over the years, members have continued to derive consistent and significant value for their financial investment in the society. In furtherance of the above, we are pleased to announce that spouses of members are now eligible to join the society and enjoy all the benefits of membership.

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ESMCS Quick Loan

The Management Committee has been working earnestly towards providing increased options for members to access funds to meet their immediate personal needs. It is therefore with great pleasure that we introduce ESMCS Quick Loan to help cater for your short term funding requirements.

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ESMCS Announce Partnership with QPayCentre

We are pleased to announce our partnership with QPayCentre – Nigeria’s smart cooperative marketplace – to bring to you a buy-now-pay-later solution that will enable you to shop online on credit. The solution will provide our members with a credit wallet called QPay which is the accepted payment method on the QPayCentre.

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